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Report

2026 U.S. Real Estate Outlook

HUB International2026 edition2 min read

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Market Overview

Written for real estate investors and owners rather than insurance buyers generally. HUB expects profits to stay under pressure and walks through how insurance costs interact with interest rates, refinancing, and liquidity. It includes a rate guide by property type from HUB's own survey data. Two cautions stand out: catastrophe-exposed properties may see no relief at all, and many retail insurers still avoid apartments.

About HUB International

HUB International is an insurance brokerage and advisory firm offering property and casualty, employee benefits, personal insurance, retirement, and risk services. Its real estate and hospitality capabilities support owners, operators, developers, investors, managers, and franchise businesses.

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