Global Insurance Market Index - US Insurance Rates (Q2 2026)

2026 Q2 Umbrella and Excess Market Update

A quarterly devoted entirely to the coverage sitting above your primary liability policy, which is where CRE owners are feeling the most pain. Loss trends are holding at 12% to 15%.

Navigating the 2026 Wildfire Season: What Agents Need to Know

Wildfire is now the fastest-growing catastrophe peril globally, with insured losses climbing roughly 12% a year, and the exposure has spread well past California. The shift owners should understand is in how carriers price it.

Lenders and Compliance: How Ongoing Changes Reshape the Market

The multifamily counterpart to the HUB piece. Lender requirements are tightening at the same time the market is changing what it will sell you, which can put your loan documents and your policy on a collision course.

What Commercial Real Estate Borrowers Need to Know About Lender Insurance Requirements

The most directly actionable piece in this set if you have a refinancing coming. Lenders often run their own replacement cost estimates and land on numbers higher than an owner can realistically insure, leaving you technically underinsured against the loan's benchmark.

Real Estate Markets In Focus (Q2 2026)

IMA argues that insurance has stopped behaving like a stable operating expense and now moves cash flow, valuations, development timelines, and financing outcomes. Property pricing is improving, but only for well-managed assets outside catastrophe zones.

Insurance Marketplace Realities 2026 Spring Update

WTW's twice-yearly report forecasts rates across more than 30 lines of coverage and is the closest thing the industry has to a standard reference.

Q2 2026 U.S. Property Market Dynamics Report

Aon publishes this quarterly from its own placement data, tracking rates, limits, deductibles, and how much coverage insurers will actually put up.

Treating Water Like Fire: Loss Prevention Strategies for 2026

Water damage has passed fire as the leading cause of property loss in multifamily and commercial real estate, and it shows up as repeated six-figure events rather than one catastrophe.

State of the Market: A Focus on Builder's Risk (H1 2026)

For anyone with ground-up or major renovation work underway, this covers the coverage that protects a project during construction. Capacity is abundant and pricing competitive, creating an opening to remove restrictions forced on developers during the hard market.