Platform
Your insurance, finally working for you.
Open gives owners the insurance record they should have had all along: every policy, COI, SOV, loss run, claim, pricing signal, and coverage answer in one place, enriched with the data carriers actually price.
Built with owners managing 1M+ multifamily units and 500M+ commercial SF nationwide
Open’s ecosystem
One platform.
Every angle on your risk.
The situations you know
Different questions.
One missing record.
The answer Open brings
Open fills the risk variables carriers price on, from 30+ data sources
How it works
From messy documents to usable insurance intelligence.
- 01UploadPolicies, COIs, SOVs, loss runs, claims files, and requirements, in any format
- 02AI extracts and enrichesKey fields are read from every document, then enriched from 50+ data sources
- 03Verified by two enginesA second engine cross-checks every field, with a confidence score before it enters your record
- 04DecideUse the data for pricing, gaps, claims, lender answers, and renewal prep
Dual-engine verification,
not blind trust.
Two independent extraction engines read every document and cross-check each other. Each field carries a confidence score, and anything uncertain is flagged for a human before it enters your record.
Year built
98% confidenceEngine A
1998
Engine B
1998
Both engines agree
Dual-engine verified
Two independent engines cross-check every field, with a confidence score before it ever enters your record.
AuditedEncryptedIsolatedSOC 2 Type II (Pending)
Independently audited controls, 256-bit AES encryption at rest and in transit, and enterprise isolation with dedicated keys.
Flood deductible
$250,000
OwnerPolicy_2026.pdf
Source · page 14
Owner-controlled, audit-ready
Every field traces back to its source document, with full activity logs. Your insurance data is never sold or shared.
Who it's for
Built for every seat at the table.
Every team that touches a deal gets the answer it needs, from the same owner-controlled record.
Before close
Know the cost and risk before you close.
Surface expected insurance cost and the property risk factors that move it, before the acquisition decision is made.
See the productPrice the insurance before the deal closes, not after.
30+
data sources priced into every property
Insights today,
expanding to every niche.
We currently support insights for the asset classes below, and are rapidly expanding to more niche product types, modeled with some of the best underwriters and risk consultants in the country.
Multifamily
Garden, mid-rise, and high-rise.
Office
CBD and suburban.
Retail
Strip, mall, and mixed-use.
Industrial
Warehouse and logistics.
Student Housing
Purpose-built and conventional.
Affordable Housing
LIHTC and project-based.
Hospitality
Select and full service.
Mixed-Use
Residential, retail, and office.
Medical Office
On- and off-campus.
Ground-Up Development
Construction and lease-up.
More on the way
New niche product types are added continuously as the underwriting database grows.
Open’s ecosystem
Owners who took control of their data.
“Open finally gave us one clear picture — every policy, property, and renewal issue in one place.”
Topaz Capital
Principal
“Every policy, property, and renewal, finally in one place we control.”
Olive Tree Holdings
Principal
“We walked into renewal with real leverage for the first time.”
CLK Properties
Principal
FAQ
Frequently asked questions
Everything you need to know about Open Insurance.
“We re-ran the exact same catastrophe model twice: once with the thin spreadsheet, once with the details filled in. Nothing about the buildings changed. Only the data did, and the modeled loss fell off a cliff.”
Most SOVs are a snapshot: built for renewal, accurate for a week, stale by month two. Yours updates as your portfolio changes. Acquire a property and it appears on the schedule. Get a new appraisal or replacement cost estimate and values update. Bind a new policy or endorsement and the coverage reflects it. When you need to go to market, the SOV is already current instead of something you rebuild from scratch.
Yes. Export a clean, submission-ready SOV in standard formats, or share portfolio access directly with your broker. Because the underlying data is structured and current, your broker spends less time chasing documents and reconciling spreadsheets, and more time on placement. The data stays yours, and you decide what they see.
That’s the normal starting point. Scanned PDFs, inconsistent naming, policies split across email threads and shared drives, decades of accumulated files: send it all. Our AI handles varied formats and quality, extracts what it can, and flags anything low-confidence for review rather than guessing. You don’t need to organize your documents before you start. Organizing them is the point.
No. Many teams start with a single asset class, region, or entity, then expand once they see it working. Others load everything upfront for portfolio-wide visibility on day one. Either path works, and you can add properties as you acquire them.
You do. Your documents and the data extracted from them remain your property. We never sell your data, and nothing is shared with anyone unless you choose to share it. When you go to market, the data goes with you, through exports and access you control.
See what your insurance data has been hiding.
Bring one property or the whole portfolio.
We will show you what Open can organize, enrich, and surface.
