Open InsuranceMay 20264 min read
How AI is changing the SOV.
Moving the schedule of values from a static spreadsheet to a living, priced-on record.
“For decades the SOV barely changed. AI is finally changing what it can be.”
The schedule of values has been a spreadsheet for a generation: typed once, emailed around, and trusted less every month. AI changes the economics of keeping it complete and current.
From snapshot to system
Enrichment that used to take an analyst days now runs continuously. Documents that used to be filed and forgotten become structured data. The SOV stops being a snapshot and becomes a system.
“The spreadsheet was never the point. The complete, current record was.”
That shift is what makes owner-controlled insurance data practical for the first time.
